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Newcastle Financial Advisors

Compare Newcastle’s best financial advisorsand find your ideal match

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Elliott Watson

Elliott Watson

Elliot Watson Financial Planning

The Junction, 2291

Elliot Watson is an award-winning Certified Financial Planner (CFP) who has been providing advice to clients since 2007. Elliot enjoys helping his clients to create
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Christine Lusher

Lush Wealth

4.3 from 12 Google Reviews

Wickham NSW 2293

Christine Lusher is one of Australia's best Female Financial Planners, awarded Regional Financial Advisor of the Year 2023 and 2025 and Finalist in the Australian
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Specialty Areas: Financial advice for women, divorce and separation advice

JSA Group

Andrew Shakespeare

JSA Group

Broadmeadow, 2292

As the Director and Senior Adviser, Andrew Shakespeare commenced his financial advice career in 2001 as a Paraplanner and Strategist at JSA Financial Planning Group.
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Tabitha Tworek

Insight Financial Planning

4.9 from 86 Google Reviews

Newcastle, NSW 2305

Tabitha, co-owner and Senior Financial Planner at Insight Wealth Planning, brings over two decades of expertise to the financial services industry. Her career began as
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Specialty Areas: Foundations, wealth creation, pre-retiree, retirement planning

Rhys Higgins

Rhys Higgins

Crest Financial Services

Cooks Hill, 2300

Rhys’ position as an adviser allows him the opportunity to assist clients with their goals and improve their financial situation. He has been in the
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Frequently Asked Questions

How much does a financial advisor in Newcastle cost?

Fees vary by practice and by how complex your situation is. Most Newcastle advisors on this list charge either a flat annual advice fee or an hourly rate rather than commission. The best way to know your actual cost is to ask for a written quote during your first, no-obligation meeting. For a full breakdown of typical fee structures, see our guide: Financial Planner Costs in Australia.

How are the Newcastle financial planners on this list chosen?

Every advisor featured has at least 10 years' industry experience, holds an award or recognition from a professional body (such as the Financial Planning Association of Australia, the Association of Financial Advisers, or the Australian Wealth Management Awards), and has a strong track record of positive client feedback. Many also hold the CERTIFIED FINANCIAL PLANNER® (CFP®) designation, the highest professional standard in the industry. You can read our full methodology on the How We Choose page.

What's the difference between a financial planner and a financial advisor?

In Australia the two titles are used interchangeably and both refer to a professional licensed to give personal financial advice. What matters more than the title is whether they hold a CFP® designation, how many years of experience they have, and whether their advice is tied to a particular institution's products or genuinely independent — all of which are noted in each advisor's profile above.

Do any Newcastle advisors specialise in specific client needs?

Yes. Several advisors on this list focus on particular situations rather than a general client base. Christine Lusher at Lush Wealth works specifically with women, including advice around divorce and separation, while Rhys Higgins at Crest Financial Services has specific expertise in Defined Benefits Super Schemes for state and federal public servants. Others, like Tabitha Tworek at Insight Financial Planning, cover a broader range from first-time home buyers through to aged care transitions. It's worth checking an advisor's "Specialty Areas" or asking directly whether their experience matches your situation.

Are these Newcastle advisors independent, or linked to a bank?

Independence varies by firm and is worth confirming directly. Elliot Watson runs his own boutique practice, Watson Wealth, while Rhys Higgins operates as an Authorised Representative of Charter Financial Planning Limited. If independence from product providers matters to you, ask an advisor upfront how they're licensed and whether they receive commissions.

Which Newcastle suburbs do these financial advisors cover?

The advisors on this page are based across Newcastle, including The Junction (2291), Wickham (2293), Broadmeadow (2292), Cooks Hill (2300) and Newcastle itself (2305), and most work with clients from across the broader Newcastle and Hunter region, either in person or via video consultation. Check each advisor's listed location for their exact office suburb.

What should I ask before choosing a financial advisor?

At minimum, ask about their fee structure, whether they're paid commissions on any products they recommend, their qualifications (CFP® is the industry benchmark), how many years they've practised, and how often you'll meet once you're a client. We've put together a full list in our guide, Questions to Ask Your Financial Advisor.

Is the first consultation with a Newcastle financial advisor free?

Yes. Every advisor featured on this page offers a free, no-obligation initial consultation, either directly through their own website or by using the enquiry form on this page. You can also use our Book a Free Consultation form and we'll match you with a suitable Newcastle-based advisor, typically responding within one business day.