Perth Financial Advisors

Troy is a Certified Financial Planner (CFP™) and founder/CEO of The Wealth Designers. He's recognised as one of the most experienced, progressive and trusted advisers in the country. Troy leads a team committed to exceptional outcomes and genuine relationships.

Whether you're looking to create comfort, provide for your family, enjoy new experiences or leave a legacy that lives on, The Wealth Designers will help you live a life filled with both money and meaning. With one flat fee and no third-party endorsements, you'll be in safe hands with this multi award-winning practice.

Meet Troy MacMillan - CEO and Founder of The Wealth Designers from The Wealth Designers on Vimeo.

​What makes The Wealth Designers different?
1. They don't 'push products'
As a privately-owned company with no alignment and no third-party endorsements, you can be confident that the advice they give is in your best interests.

2. They focus on delivering value
The Wealth  Designers team won't commit to working with you unless they are 100 per cent confident that they can deliver value to you and your situation.

3. Their fees are 100% transparent
You will receive one flat, transparent fee to help you understand the true value of your return.

4. They have their own in-house investment team
With some of the best analysts in the country on hand, The Wealth Designers are able to consistently offer you well-researched, tailored investment propositions.

5. They offer advice for all Australians
Whether you're starting out, managing more complex affairs or guiding significant wealth, the Wealth Designers offer services for everyone.

Areas of specialty

• Managing Financial Complexity
• Guiding Your Family's Significant Wealth
• Starting Your Wealth-Building Journey
• Giving Not-For-Profit Advice
• Transferring a UK Pension

The Wealth Designers have won some of Australia's most prestigious industry awards:

• 2023 IFA Client Servicing Company of the Year
• 2023 IFA Self-Licensed Firm of the Year
• 2021 Financial Standard 50 Most Influential Advisers (FSPower50)
• 2019 Most Trusted Advisers
• 2018 AFA Australian Practice of the Year Winner
• 2014 Telstra Small Business Award Winner
• 2013 Professional Planner Australian Best Practice Award Winner
• 2012 FPA Best Practice Award for a CFP Professional
• 2011 AFA Australian Adviser of the Year Winner

You may also like to check out their long list of five-star Google Reviews.

Get in touch with The Wealth Designers

To book a no-strings-attached introductory call with one of their advice team, follow the link HERE.

To get in touch with The Wealth Designers, head to www.twd.com.au

Paul Holly is a CERTIFIED FINANCIAL PLANNER® professional and Director of Evolve Wealth Management, a Perth-based financial planning firm known for its highly personal and strategy-driven approach. With over 25 years of experience across both accounting and financial advisory services, Paul brings a rare depth of expertise to his clients, helping them navigate complex decisions with confidence and clarity.

Paul holds a Bachelor of Business (Accounting) from Edith Cowan University, a CPA designation from Deakin University, and completed his Certified Financial Planner qualification through the University of Western Sydney. His diverse background enables him to offer a holistic view of a client’s financial position — whether it involves mortgage strategy, wealth building, investment property, or superannuation advice.

At the heart of Paul’s approach is a genuine passion for helping people make informed, confident decisions about their financial future. He works closely with clients to understand their current position, define their lifestyle goals, and develop tailored strategies that bridge the gap between where they are now and where they want to be. His calm, empathetic style and methodical approach have earned the trust of clients who value his ability to simplify complex financial matters.

Paul’s professional mission is to provide each client with a clear pathway to achieving financial peace of mind — with no cookie-cutter solutions, just personalised, strategic advice that works.

Client Testimonial:

"Paul is the epitome of what we believe a financial planner should be. A skilled professional who has honed his craft over the years to deliver not just successful financial outcomes, but a personal, rewarding, and reassuring experience. From the start, Paul made the complex sound simple. His ability to unpack our situation and help us realign our financial goals has been truly inspiring. No question is ever a silly one — he takes the time to explain everything clearly and ensure we’re comfortable at every step. We’re now on track and have real peace of mind. We couldn’t be happier and highly recommend Paul as a shining example of what an exemplary financial planner should be." — R & P Botha

AFS Licence No. 322220

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Yves is a highly experienced and well-regarded Financial Adviser who works with professionals and business owners. He has developed a particular expertise in working with Surgeons, Medical Specialists and Dentists, and is Australia’s leading medical financial planning specialist.

Yves is passionate about building long-term relationships with his clients and helping them achieve their goals. He prides himself on his strong technical background, but is equally skilled in helping clients manage their financial behaviours.

Yves’ dedication to his clients and his work can be witnessed in the recognition that he has received over the years from various sources.

In 2017 was shortlisted by ifa Magazine as Australia's Best Client Service adviser.

AFR Smart Investor Masterclass For Financial Planning recognised Yves for being the number 2 Financial Adviser in Australia in 2013, and he was also in the ‘Top 10 Financial Advisers’ in 2010 and in 2012.

In 2008, Yves had the outstanding achievement of receiving the National Dux award for his FINSIA studies in Financial Planning. In September 2013 Yves was named as the runner up for Western Australia in the 2013 CERTIFIED FINANCIAL PLANNER® PROFESSIONAL BEST PRACTICE AWARD.

Yves has also been nominated for the WA 40 under 40 award twice.

He has been working in the financial services industry for over 16 years, including in Belgium and Ireland.

Outside of work Yves likes to travel and spend time with his young family of 6. He is also a keen basketball fan.

For further information, medical professionals should visit the Affluence Private website www.affluenceprivate.com.

If you are a business owner or other professional please refer to Affluence Financial Planning www.affluenceca.com.au.

Client Testimonial
Dr Yeung – Young Doctor
“Our profession is unique so we need to work with advisors who understand the nature of our careers. Yves has been working with Doctors for a long time, and it really shows.

His tailored approach has enabled us to make a structured plan for my future. Yves even got me thinking of things I didn’t even know I needed to think about. The whole process has been stress-free and my questions are always answered.
Yves also has the ability to explain financial concepts to someone non-financially-minded like myself. In fact, I learn something new every time we meet. As a result he has saved me thousands of dollars already, and I have gained confidence that my financial future is secure.

I fully recommend Yves as your Financial Adviser if you want an all-round great guy who wants to improve your financial literacy, as well as trusting that he has your best interests at heart. You will not regret your decision.”

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Director – Certified Financial Planner AFS Licence No. 322220

Pippa is a CERTIFIED FINANCIAL PLANNER® practitioner and Momentum Planning is an FPA Professional Practice.  She has 17 years of experience in the financial services profession including over 13 years as a private client advisor.

Pippa has won multiple awards for her advice and client service standards.  In 2006 & 2007 she won both State & National winner of FPA Value of Advice Awards.  In 2011 she won the National FPA Certified Financial Planner™ Best Practice Award and in 2012 and 2013 colleagues of Pippa at Momentum Planning also won State FPA Best Practice Awards.  Momentum has an industry reputation for leadership and best practices.

Pippa is married with young twin girls and loves to travel and spend quality time with friends and family.  Pippa’s professional goal is to give clients the tools they need to make smart decisions, consistently.  This will ensure they have everything they need to achieve all that is important to them.

Client Endorsement
"For over 7 years we have engaged Pippa and her team to advise us on our financial & lifestyle planning needs.  They have always provided an exceptional level of service in a sincere, friendly, and professional manner.  It is comforting to know that the team are continually overseeing our plans and strategies and taking a proactive approach in addressing and recommending strategy variations as the investment landscape changes.  In the past, and for far too many years, we entrusted this very important aspect of our financial security to the larger institutions, and our only regret is that we didn’t find Pippa and her team much sooner.  It is without a doubt that I recommend Pippa and her team to anyone wanting personalised and professional planning."

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Beverly is a Certified Financial Planner® and has over 10 years of experience in the financial services industry as well as extensive employment with Centrelink. Beverly was awarded the WA State winner of the FPA Best Practice Awards – Associate Financial Planner by the FPA in 2012 and works within a team of award-winning advisers within an FPA Professional Practice.

Beverly specialises in holistic financial advice built on understanding the balance between lifestyle choices and successful long-term planning. Full support is incorporated to ensure that advice is understood, implemented and importantly revisited.
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Client Endorsements
"From the beginning of our relationship with Momentum, John and myself have not come across a company with such a high level of integrity. We say this because the communication from the start of each appointment until the end is unsurpassed. It is a very rare trait in business these days and the Momentum staff always exceed our expectations. This gives us hope for our future going forward.  Beverly Harvey has been our financial advisor for the past 2 years, during that time Beverly’s advice has been concise and effective in planning to help us achieve our financial goals.  We have found that Beverly’s capabilities, are strong and encourage a bond of trust with us."

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Amanda is a CERTIFIED FINANCIAL PLANNER® practitioner and also holds a Master's in Applied Finance.  She has over 14 years of experience in the financial services profession.
In 2006, Amanda joined Momentum Planning, inspired by the holistic and professional, yet personal, approach to ongoing client relationships.  Advisers of Momentum seek to set out clear pathways for their clients to help them determine what it is they are working towards, and to ensure accountability and achievement.

Amanda was the winner of the 2013 FPA WA Financial Planner AFP Best Practice Award, and a finalist in the 2015 FPA CFP Professional of the Year Awards.  Colleagues at Momentum Planning have also been recognised for leading advice with FPA Awards received in 2006, 2007, 2011 and 2012.

Currently, Amanda also serves on the committee for the Financial Planning Association’s WA Chapter and is motivated to ensure that the Financial Planning profession is constantly improving and evolving to benefit all Australians.

Amanda has a young family and hopes to provide the tools to help her clients and their own families build a sound financial base whilst enjoying all that life has to offer along the way.

Client Endorsement
“About 4 years ago I emailed you in desperation looking for someone, whom I trusted, to refer my husband and I onto a Perth based financial planner.   We had a couple of very average and fee-focused financial planners who …. didn’t ever give us the impression that they cared much for our financial future… I didn’t know if I would actually get a response from you with a referral so was delighted when you referred us on to Momentum Planning.   We have been seeing Amanda Jarosz, at Momentum ever since and are now happily sleeping at night knowing our financial futures are secure.   We are very comfortable knowing that the people at Momentum Planning really care about us and our future financial security.   I would like to thank you sooo very much for this referral.”  BG & KW

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Ray is a CERTIFIED FINANCIAL PLANNER® professional operating under his own Australian Financial Services Licence (523195). He started in financial planning in 2005. He is a LIFE RISK SPECIALIST and has a Bachelor of Commerce in Financial Planning (with distinction). He is a member of The Financial Planning Association of Australia. Ray was an assessor for the CERTIFIED FINANCIAL PLANNER® Unit 1 Professionalism program. He was also a tutor for the Personal Finance Unit at Curtin University.

Ray commenced his career in financial planning at non-aligned financial advisory firm Wise FP Pty Ltd in 2005. He later went on to own the majority share of the business and was also the responsible manager of the licensee (AFSL No. 221961). Ray took over the business in 2013 and has run the practice since then.
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He is passionate about providing professional, cost-effective, values-based financial advice to everyday Australians.

Client endorsement
"It was during 2009 when my wife and I first consulted with Ray Ong. At the time my wife was 55 years old and I was 60 years and we had recently immigrated to Australia. During the past four years, Ray’s guidance and advice have enabled us to make considerable savings and have also reduced our tax commitments significantly. Ray’s service has been excellent throughout this period and any query has been promptly dealt with to our entire satisfaction." – W&D

We have no hesitation in recommending Ray as a financial consultant, especially in the field of retirement planning.

"Thank you for the trouble you have taken; you have always been meticulously prepared for your regular meetings with us and have dealt speedily and willingly with any special and particular matters on which we have sought advice and help from you. We have also enjoyed the personal warmth of your relationship with us. The results of your advice on our investments and the actions we should take have confirmed to us wisdom of your judgment and made us fully confident in continuing to seek your help in the future." – Mr & Mrs McGregor

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With 27 years of advice experience, Simon is a principal adviser at Shadforth. He holds the internationally recognised Certified Financial Planner (CFP)® practitioner designation, the highest certification within the financial planning industry.

Simon has been recognised in The Australian's Top 50 and Top 100 Financial Advisers in Australia, in association with Barron's in 2017, 2021, 2022 and 2023. He has also been honoured in the Financial Standard Power 50 most influential adviser awards in 2017, 2018, 2020 and 2021.

Simon Looks after both corporate and private clients and has extensive experience in investment markets, advising in a range of areas including strategic advice, investment advice, superannuation, retirement planning, life insurance and debt management.

At Shadforth, we invest in portfolios designed by leading global experts in evidence-based investing. And we can tailor a portfolio to meet your specific needs and goals.

Qualifications

Simon holds the internationally recognised Certified Financial Planner (CFP)® practitioner designation, a Graduate Diploma in Applied Finance and Investment and is an Associate of FINSIA (formerly Securities Institute of Australia) and is a member of the Financial Advice Association of Australia (FAAA).

I have been in the financial services profession for over 25 years. I commenced my career in Stockbroking in 1997 before moving into financial planning.

In early 2004 I established LIFE Financial Planners Pty Ltd and in 2006 we applied and were granted our own AFSL. This has been beneficial in allowing us greater control over investments we can offer our clients.

At LIFE Financial Planners, we understand that financial planning is not just about retirement – it’s about achieving your dreams and aspirations every step of the way. Whether you’re planning for major life milestones or navigating unexpected challenges, our team is here to provide expert guidance and support. The best time to start planning for your future is now, and we are here to help you take the first step. Let us help you turn your financial goals into reality.

LIFE Financial Planners are dedicated in delivering a high level of client service.

"We have been seeing LFP for about 10 years now! We are so appreciative of their service and reminders to look after our financial future. It is a relief to leave our superannuation investments and insurances in their very capable hands. Would recommend them to anyone who does not already have a financial advisor." - Lee-Anne Gilmore

Qualifications

• B.Bus SA
• Fin SSA SPAA
• SMSF Specialist Adviser

Awards

IFA Excellence Award finalists ‘Best Client Servicing Company’ several years in a row.

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Stuart has been providing financial advice since 1987. He holds the internationally recognised Certified Financial Planner™ or CFP® qualification. He has completed a Diploma in Financial Planning. With these qualifications and experience he is well qualified to help clients achieve their financial goals.

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Nektar is a Certified Financial Planner® and Managing Director of Trinity Private Wealth. With more than 14 years of experience in Financial Planning, he established Trinity Private Wealth to help his clients obtain financial freedom to live their best life.

Nektar and his team firmly believe that well-thought-out financial planning allows people to live happier and healthier lives, free to spend more time doing what they enjoy and less time worrying about money and finances.  Specialising in working with clients in the Medical, Legal, Mining, Oil and Gas industries and pre-retirees, his major strength is explaining complex financial matters in an easier-to-understand manner.

By focusing on what is truly important in his clients’ lives, he helps them become fully informed to take action and make the important financial decisions that will shape their and their family’s futures. His dedication to staying at the forefront of financial thinking through continual education and professional development provides his clients with the comfort that he is constantly exploring ways that will preserve and improve their position to ensure they are on track to achieving and maintaining their personal objectives year in, and year out.

Nektar has been privileged to be continued to be named as one of the top ten advisers in Australia since 2010, with his technical expertise sought after in financial publications including Smart Investor magazine, Asset magazine and the Australian Financial Review newspaper.

As well as holding a Bachelor of Economics (UWA) and a Post Graduate Diploma in Financial Planning, he is a member of the Financial Planning Association of Australia (FPA) and a Fellow of the Financial Services Institute of Australasia (FINSIA).
He enjoys spending time with his family, playing soccer, supporting the Eagles in the AFL and is an active member of the Greek Community of W.A.

Testimonials 
“I see Nektar as a financial confidante when I need to make financial decisions for my family. Although I understand financial matters, being extremely busy with my patients and my family, I can’t always dedicate appropriate time to fully research and understand the options available. Nektar takes that off the table for me and narrows down the one or two best options to make my decision making very easy.”
J. Teoh (Cardiologist)

“We always enjoy our time spent at your office Nektar. Not something I say often when it comes to financial, insurance and taxation type stuff!”
D. Kennedy (Senior Electrical Engineer)

“Nektar and his team ensure my retirement nest egg and lifestyle are protected and maximised using strategies that I understand and am comfortable with.”
L. Reymond (Mining Executive)

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Continuing the family tradition (sixth generation) of providing financial advisory and investment management services to private clients, not-for-profit entities, and corporate clients, David has been employed in the Australian securities industry since 2001.

David holds a Bachelor of Commerce, is a CERTIFIED FINANCIAL PLANNER® practitioner and a member of the Financial Planning Association of Australia (FPA). He specialises in the provision of strategic and technical advice, self-managed superannuation as well as discretionary investment management. David has extensive experience in investing, both directly and via unlisted managed funds, in equities, real estate investment trusts, interest-rate securities and exchange-traded funds.

David is Co-Chairman of the Western Australian Anglicare Winter Appeal Committee which raises funds to assist people to cope with the challenges of life and relationships.

David is a Director of Alder and Partners Pty Ltd, AFS Licence No. 382714.

Client Endorsements
"It was very important to me to find a trustworthy, well-informed and professional advisory firm.  The level of service from the team at Alder & Partners Private Wealth Management means I would recommend them to anyone requiring comprehensive financial planning advice, both strategic and investment-based, without hesitation."
Warwick Hemsley

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