Adelaide Financial Advisors

Steve Greatrex has worked in Financial Services since 1987 and has been a Financial Planner since 2002. He has a Bachelor of Commerce, a Bachelor of Laws and a Master of Applied Finance.

Steve is the Founder of Wealth On Track. Wealth On Track has its own license (AFSL 465168) and so is able to offer the broadest possible spectrum of advice, including in ethical investing and loans.

Steve is a Platinum adviser with Adviser Ratings.

Wealth On Track is a fee-for-service planning business. In particular, we do not take commissions on investments. Wealth On Track is an active member of BusinessSA and was awarded a Word of Mouth Service Award. Wealth On Track is a 5-star Google-rated Financial Planning business.

Steve loves working with clients to achieve the best for them. He is interested in exploring the latest investments and trends whilst always leaving his clients well-diversified and sheltered from harm. He is skilled in advising on both retirement planning and wealth accumulation clients.
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Steve is also experienced in advising on ethical investing.

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Qualifications:

• Diploma of Financial Planning – Feb 2002
• Certified Financial Planner – Feb 2002
• Self Managed Super Fund Specialist Advisor accredited via SMSF Professionals’ Association of Australia – Feb 2006

Professional Memberships:

• Alex is a CERTIFIED FINANCIAL PLANNER® practitioner of the Financial Planning Association of Australia, the highest designation in our profession.
• Member of the Self-Managed Super Fund Professionals Association of Australia (SPAA)
• Fellow member of the Tax Institue of Australia (TIA)

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With over 20 years of experience in the financial services industry, Susan O’Neill brings a wealth of knowledge and expertise to her role as a Financial Planner. Beginning her career in mortgage broking in 2003, Susan has honed her skills across a variety of roles, including supporting large broker teams, managing post-settlement queries, and bookkeeping. Her 14-year tenure at Inovayt further solidified her reputation for delivering exceptional service and results. Having recently completed post graduate studies, Susan now focuses on helping clients navigate their financial journeys. Known for her meticulous attention to detail and client-first approach, she delivers tailored financial advice in areas such as investment, superannuation, retirement planning, and cashflow management. Susan’s broad experience and commitment to client success ensure that each of her clients receives thoughtful, strategic guidance to achieve their financial goals.

Susan O’Neill believes in empowering her clients with the knowledge and tools to take control of their financial future. Her philosophy centres on delivering clear, personalised solutions for every financial decision—from building wealth and managing debt to planning for retirement and protecting what matters most. By focusing on long-term, lifetime financial solutions, Susan ensures her clients are prepared for every stage of life, helping them make confident decisions that support their goals today and into the future. Financial success, in Susan’s view, comes from a blend of expert advice, strategic planning, and continuous support.

Susan O’Neill’s expertise spans a broad range of specialities. Her career began in mortgage broking, but as a Financial Planner at Inovayt—an industry-leading holistic financial firm—Susan’s advice has evolved to cover all areas of financial wellbeing. From helping clients grow their wealth through investments to maximising superannuation and planning for retirement, Susan’s guidance is built on deep industry knowledge. Her specialties in cashflow management, debt reduction, and family planning reflect Inovayt's commitment to providing comprehensive, lifelong financial solutions. Susan’s diverse expertise ensures that no matter where clients are in their financial journey, they’re empowered to make confident, informed decisions.

Susan's Qualifications

• Bachelor of Business/Bachelor of Arts
• Graduate Diploma of Financial Planning
• Masters of Financial Planning

Client Testimonial:

"While I typically avoid surveys, I felt compelled to acknowledge Susan's exceptional professionalism during our annual review. They surpassed expectations by providing insightful guidance on personal finances and outlining constructive resolutions for the future. Her advice extended beyond just me; they also offered valuable insights into future aspirations and long-term goals that will positively impact my family. Kudos to Susan for her outstanding work—I eagerly anticipate our next review! I couldn't let Susan's professionalism go unnoticed at our yearly review. The team went above and beyond on giving advice on personal finances and resolutions moving forward. My loan was never part of the conversation however they have referred me to an internal loan within the company to talk through next steps and actions. Not only for myself, they also gave advice on future and long term goal aspirations that will benefit my family in the years to come. Great work Susan- looking forward to our next year!"

Andrew commenced in the Financial Planning Industry in August 1995 and has been an Authorised Representative of Charter Financial Planning since 1996.

Andrew offers his clients his extensive experience in wealth creation and risk protection.  He completed his Graduate Diploma of Financial Planning from Deakin University in 2002 and is a CERTIFIED FINANCIAL PLANNER® practitioner as designated by the Financial Planning Association.

In 2011 Andrew won the FPA Certified Financial Planner Professional Best Practice Chapter Award.

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Simon Wotherspoon is a Director of Perks Private Wealth and a key member of our wealth advisory team. Simon brings a wealth of experience and diverse skills including a background in corporate sales and marketing, followed by a decade as Director of Wotherspoon Wealth where he steered his financial advisory practice to FPA Professional Practice of the Year in 2018, ultimately merging with Perks in 2020.

As founding Director, Principal Adviser and Investment Committee Chair at Wotherspoon Wealth, Simon is deeply experienced in constructing and maintaining multi-asset class portfolios and developing tailored wealth management strategies for his clients. The cornerstone principles of transparency, honesty and accountability underpin his thriving client-adviser relationships.

Simon specialises in providing comprehensive financial advice services to self-funded retirees, successful business owners, professionals and those with aspirations for financial success and comfort in retirement. He has a demonstrated track-record of building lasting relationships by developing comprehensive strategies in close consultation with his clients. Once agreed, this is then implemented with carefully considered, individually crafted wealth management advice. In ongoing discussions, all advice is continually monitored, and strategies are adapted to suit changing circumstances.

Simon’s career began with six years in sales and marketing at Colgate-Palmolive, managing corporate sales teams as they brought new products to market and grew the company’s market share. He then progressed into the Financial field, working as an Associate Adviser at WHK in Melbourne, while completing a Graduate Diploma of Applied Finance and a Graduate Certificate of Financial Planning.

In 2010, Simon returned to Adelaide and established Wotherspoon Wealth alongside his father, John. Managing the development and maintenance of multi-asset class investment models in consultation with the firm’s Investment Committee, Simon was also responsible for critical business functions – business development, staffing, marketing and overall strategy. He was Managing Director when the firm was named 2018 Professional Practice of the Year by the Financial Planning Association of Australia.

Simon joined Perks Private Wealth in May 2020 after merging with Wotherspoon Wealth and is committed to driving the next phase of the financial planning profession.

Qualifications & Associations:

• Certified Financial Planner (CFP®)
• SMSF Specialist Adviser (SSATM)
• Graduate Diploma of Applied Finance (Financial Planning)
• Bachelor of Business
• Sits on the Perks Private Wealth Board
• Sits on the Perks Investment Committee

Specialisations:

• Wealth Management
• Family Business
• SMSF

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Shan formed Platinum Strategies in 1998 and has worked in the financial planning industry for over 10 years. He holds a Diploma of Financial Planning and is a CERTIFIED FINANCIAL PLANNER® practitioner, which is the highest financial planning qualification achievable.

His background is in accounting, holding an Associate Diploma of Accounting, and a Certificate in Business Advisory Services, through the Society of Certified Practising Accountants. Shan specialises in Self Managed Superannuation Funds (SMSF) and is acknowledged by the Self-Managed Super Fund Professionals’ Association of Australia Limited (SPAA) as an SMSF SPECIALIST ADVISOR™.

Shan is committed to continuous education programs to ensure he remains at the forefront of the industry. He is currently undertaking an MBA through The University of Adelaide. His areas of expertise are self-managed superannuation fund strategies and advice, estate planning, advanced tax and gearing strategies, risk management for individuals and corporations as well as succession planning.

Shan is an active member of the Financial Planning Association and SMSF Professionals’ Association of Australia Ltd. He has also been a member of various professional organisations, including Rotary International and the Junior Chamber of Commerce.

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Mark Borg has been in the Financial Services Industry for over 20 years. He can provide a full range of services as outlined and specialises in Self Managed Superannuation Funds (SMSFs) and Investor directed portfolio services.

I enjoy working in this industry and aim to develop close working relationships with my clients to provide comprehensive and holistic financial advice based on their individual needs.

Married with two children I enjoy spending time with family and love assisting with their various sporting pursuits. My favourite sporting activities are water and snow skiing.

What do I enjoy about financial planning?
I enjoy growing my clients’ wealth and providing security through financial independence. I have a strong belief that all individuals deserve freedom and choice and believe financial independence can assist in achieving these goals.

Something you don’t know about me….
I used to play rugby for the Port Pirates until age forty and played in the Cup-winning team in 2003.

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Mark has been in the Financial Advice industry since the late 1980s. He has been advising clients directly since the early 1990’s and prior to the establishment of GEM Capital worked with many of his existing clients at a leading Australian stockbroking firm.

Mark is a member of the Financial Planning Association and is a CERTIFIED FINANCIAL PLANNER® practitioner.  He has a keen interest in investment advice and enjoys assisting people in managing their financial affairs effectively allowing them to pursue the lifestyle they wish.  Mark in his spare time enjoys Golf, Cricket and is a keen AFL supporter.  He also has an interest in computing.

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